// Fixed savings

Your money, working harder than the bank next door.

Earn up to 12.5% per annum on a 12-month fixed plan, starting from just ₦50,000.

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// Fixed savings

See your money grow at 12.5%

Lock your savings away for 12 months and watch the interest work. Slide to see what your deposit could earn.

Deposit amount₦500,000
Tenor12 months, fixed
Rate12.5% per annum
Minimum₦50,000
Interest earned
₦62,500
Total at maturity
₦562,500

Illustration only. Fixed means funds are locked for 12 months while you earn interest. Terms and conditions apply.

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// Why save with Prodigy

Serious rates, insured deposits

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Locked and growing

Fix your funds for 12 months and let a 12.5% p.a. rate compound your discipline into real returns.

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NDIC insured

Your deposits with Prodigy Microfinance Bank are insured by the Nigeria Deposit Insurance Corporation.

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Managed from the app

Open, track and roll over your fixed savings plan entirely from the Prodigy app.